1-7 Days Ago
⚠️ It’s Still Important to Report the Fraud
Although several days have passed since the incident, you should still report the fraud and take steps to protect your accounts. While recovering funds may become more challenging as time passes, your complaint can assist in tracing the fraud, preventing further misuse, and supporting the investigation.
1. Report the Incident
If you have not already done so:
- Call 1930 and report the cyber fraud.
- File a complaint through the National Cyber Crime Reporting Portal.
- Note down and safely preserve your complaint reference number.
Even if some time has passed, reporting the incident remains important.
2. Contact Your Bank
Inform your bank immediately if you have not already done so.
Request that the bank:
- Record the transaction as fraudulent.
- Review your account for any additional unauthorised transactions.
- Advise you on any further protective measures.
- Block or replace compromised cards where necessary.
3. Preserve All Digital Evidence
Keep copies of all information connected to the fraud, including:
✓ Transaction IDs
✓ Bank statements
✓ Screenshots
✓ Chat messages
✓ Emails
✓ Call logs
✓ UPI IDs or wallet addresses
✓ Website links and social media profiles
Avoid deleting conversations or payment records, as they may assist during the investigation.
4. Secure Your Accounts
If you shared passwords, OTPs, card details, or other sensitive information:
- Change all affected passwords immediately.
- Enable two-factor authentication wherever available.
- Review linked devices and active login sessions.
- Monitor your accounts regularly for suspicious activity.
5. Watch for Follow-Up Scams
Cybercriminals often target victims a second time.
Be cautious of anyone claiming they can:
- Recover your lost money for a fee.
- Expedite police investigations.
- Unlock frozen cryptocurrency.
- Recover hacked social media accounts in exchange for payment.
These “recovery scams” are themselves a common form of fraud.
6. Consider Legal Advice
Depending on the nature and value of the fraud, you may wish to seek legal advice regarding:
- Preservation of digital evidence.
- Civil and criminal remedies that may be available.
- Consumer protection issues (where applicable).
- Communication with financial institutions and other entities.
Remember
Do not assume that nothing can be done simply because several days have passed. Reporting the fraud, preserving evidence, and securing your accounts remain essential. Your complaint may assist not only your own case but also help prevent others from becoming victims of the same scam.